What is a Black virtual USD Card?

Learn about the Black virtual USD card

Klasha Support avatar
Written by Klasha Support
Updated over a week ago

The black virtual USD card is a virtual card that can be used for international online transactions. Easily fund it directly from your Klasha wallet, and use it online just like any other debit or credit card.

Important things to note:


  • Creation fee: $3.50 (This fee will be deducted from your Klasha wallet)

  • Maintenance fee : $1.00 (This is charged for the months you performed at least one transaction i.e if you don’t make any transaction that month, it wont be charged)

  • Card funding fee: $1.50 (You will be charged $1.50 every time you fund your card.)

  • Minimum funding amount: $5.00

😇 Ideal sites to use the black virtual USD card:

  • Zoom

  • AWS

  • Grammarly

  • Mailchimp

  • UKVI

  • Many more…

💸 Spending limit:

There is no spending limit when using the black virtual USD card.

Frequently Asked Questions

Is there a fee for adding funds or withdrawing from the black virtual USD Card?

We charge a fee of $1.50 every time you add funds to your card but we do not charge any fees to withdraw funds from your black virtual USD card.

However, please note that real-time exchange rates apply for ₦ ➡ $ and

$ ➡ ₦ transactions. The amount may vary based on the current economic and market conditions.

Would I be charged a fee if my Black virtual USD card gets declined due to insufficient funds?

No, but your card will be temporarily frozen after 3 consecutive failed transaction due to insufficient funds.

How do I unfreeze my Black virtual USD card?

To unfreeze your card, please follow these steps:

  • Open Klasha

  • Fund your card

  • Open card settings

  • Tap unfreeze card

  • Enter Pin

  • Submit

How can you prevent my Black virtual USD card from getting frozen?

To prevent this from happening, do fund your card adequately for one-time/recurring payments

On what platforms can I use my Black virtual USD card?

Please note that the Black virtual USD card is available for international transactions on platforms such as Zoom, AWS, Grammarly, Mailchimp, UKVI and more. etc.

*** For all transactions on Nigerian merchant websites will be declined.

What is my card Billing Address & Postal Code?

Your billing address and postal code will be provided with your card details and yes, it’s going to be a generated US address.

Is the Black virtual USD card 3D secured?

This depends on the site where the card was used. The merchant sites decide if to use 3d secure or not.

I have a problem with a Black virtual USD card transaction. What do I do?

Do you have a complaint about your black virtual USD card transaction? Please send a message to our support team via email ([email protected]) or via the in-app chat feature. We'll be happy to take a look at the issue and get it resolved for you.

***Also, please ensure that your Klasha app is updated to the latest version for a more seamless experience.

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