The pink virtual USD card is a virtual card that can be used for international online transactions. Easily fund it directly from your Klasha wallet, and use it online just like any other debit or credit card.
Important things to note:
💰Fees:
Creation fee: $2.50 (This fee will be deducted from your Klasha wallet)
Minimum funding amount: $5.00
😇 Ideal sites to use the pink virtual USD card:
This card is suitable for sites where:
Nigerian billing address acceptable
Payment is charged in USD
Sites like:
Apple music
iCloud storage
Spotify
Many more…
💸 Spending limit:
There is a spending limit of $10,000.00 per month.
Frequently Asked Questions
Is there a fee for withdrawing from the pink virtual USD Card?
We do not charge any fees to withdraw funds from your pink virtual USD card.
💡However, please note that real-time exchange rates apply for ₦ ➡ $ and
$ ➡ ₦ transactions. The amount may vary based on the current economic and market conditions.
Would I be charged a fee if my Pink virtual USD card gets declined due to insufficient funds?
Yes, you will be charged a non-refundable $0.50 fee for each USD card transaction that fails due to insufficient funds.
Once you get charged 3 consecutive times for this reason (declined due to insufficient funds) your card will be immediately terminated and whatever funds left on your card will be moved to your Klasha wallet using the withdrawal exchange rate of that day.
To avoid this fee, kindly ensure that your Pink virtual USD card is always sufficiently funded in advance to cover all your one-time and recurring (subscription) online payments.
Why are fees charged for declined transactions?
When a virtual card payment is declined, Klasha incurs charges from our virtual card processors on these failed payment attempts. The fee, as mentioned above, for declined transactions due to insufficient card balance is debited from the user so as to cover this charges we get from our card processors - we do not make any profit from this.
How can you avoid 'insufficient balance' fee?
Keep your pink virtual USD card sufficiently funded
Manage recurring services
Review the recurring subscription services linked to your pink virtual USD card. If there are services you no longer use or don't plan to continue, remove or unlink your card details from those auto-renewing platforms. This way, you won't be charged for services you no longer need.
On what platforms can I use my Pink virtual USD card?
Please note that the Pink virtual USD card suitable for sites where:
Nigerian billing address acceptable
Payment is charged in USD
*** If the payment is charged in NGN, the transaction will be declined.
What is my card Billing Address & Postal Code?
Your billing address and postal code will be provided with your card details and yes, it’s going to be the same with your registered home address.
Is the Pink virtual USD card 3D secured?
This depends on the site where the card was used. The merchant sites decide if to use 3d secure or not.
What happens when my Pink virtual USD card gets expired?
30 days before your pink virtual USD card is set to expire, you will get an notification informing you about it and letting you know that on the day of expiration, your card we will deactivated and any amount left in it will be transferred to your NGN wallet.
Although after expiration, you will still be able to see your expired card, but it won’t be active and available to use. All you just have to do is to create a new card.
I have a problem with a Pink virtual USD card transaction. What do I do?
Do you have a complaint about your pink virtual USD card transaction? Please send a message to our support team via email ([email protected]) or via the in-app chat feature. We'll be happy to take a look at the issue and get it resolved for you.
*** Also, please ensure that your Klasha app is updated to the latest version for a more seamless experience.